信用卡的普及英语作文_专升本高分英语作文4篇
关于”信用卡普及“英语作文范文4篇，作文题目：Populaty of credit cards。以下是关于信用卡普及专升英语范文，每篇作文均为高分范文带翻译。
高分英语作文1：Populaty of credit cards
Credit cards have been negatively affected by the credit crunch of the past few months, which will only lead to de and unfair interest rates. Howr, if a credit card is used correctly and you can keep up with yo payments, they are very valuable in many ways. One of the most beneficial aspects of having a credit card is that it can you.
If you have almost no borwing expeence, then you can impve yo credit score. Using a credit card can to convey to other creditors that you are a responsible and reliable borwer. Another advantage of having a credit card is that it is easier to buy things fm companies, such as hotels in the tou industry, airlines Airlines and car rental companies prefer to pay by credit card.
Some companies simply don't accept cash payment and this convenience. Many credit card companies pvide insance for large pchases. An example is that when XL Airlines went bankrupt in September, a obvious advantage of credit card is also one of the main reasons why people apply for credit card.
Credit card refers to that you are in an emergency If you resist the temptation to spend money on credit cards, you will have a large amount of money to use when you need it most. You only need to pay the interest on the pchase or withdrawal. So it is very valuable to leave the credit card at home (where you can't spend).
What are the advantages of commercial credit card that are easier to oain than credit card? These credit cards can little Business owners save cash and can also buy the equipment and supplies needed to keep the business gwing. According to the svey report, than% of all businesses now have credit cards, and the number continues to se. This is no different fm personal credit cards.
The same warning is correct: commercial credit cards must be used with ction and only for business needs. Although commercial credit cards usually charge an annual fee, they are usually symbolic. In this kind of commercial credit card, there are many advantages are obvious, including: another advantage of commercial credit card is that you can use it to show the gwth of business and pmote the dlopment of business.
Even the people who run family business can get credit when swiping commercial credit card.
中文翻译：
信用卡在过去几个月信贷紧缩中受到了负面影响，它们只会导致更多债务和不公平利率。然而，如果一张信用卡被正确地使用并且你能跟支付，它们在很多方面都是非常有价值。拥有信用卡最有益一个方面就是它可以帮助你如果你几乎没有借贷经验，那么你可以提高你信用评分，使用信用卡有助于向其他债权人传达你是一个负责任和可借款人拥有信用卡另一个好处是可以更容易地购买一些公司东西，例如旅业酒店，航空公司和汽车租赁公司更喜欢用信用卡支付，有些公司根不接受支付以及这种便利，许多信用卡公司为大额购买提供保险一个例子就是当XL航空公司在xx月份破产时，信用卡一个更明显好处，也是人们申请信用卡主要原因之一信用卡，是指你在紧急情况下可以取到钱如果你住把钱花在信用卡上诱惑，你会有一大笔钱在你最需要它时候使用你只需支付购买或取现利息，所以把信用卡放在家里（在那里你无法消费）是非常有价值，商业信用卡比信用卡更容易获得优势是什么，这些信用卡可以帮助小企业主节约，同时还可以购买保持企业发展所需设备和用品。
调查报告显示，超过%小企业现在都有信用卡，而且这个数字还在继续上升，这与个人信用卡没什么不同，同样警告也是正确：商业信用卡必须谨慎使用，而且只为了业务需要。虽然商业信用卡通常收取年费，但通常是象征。在这类商业信用卡中，有许多优点是显而易见，包括：商业信用卡另一个优点是使用它，你可以在展示业务增长同时促进业务发展，即使是经营家庭业务人在刷商业信用卡时也能获得更多信誉。
万能作文模板2：信用卡普及
Credit card personal credit card is becoming and popular in China. Banks and other financial institutions are encoaging customers to change the way they buy credit cards, that is, the so-called plastic money is being offered on very favorable terms to encoage consumers to change their pchase now and pay later. Many people think that this is an advantage, but people need to be careful about the sks of credit cards.
Some people find that there are sks in credit cards It's easy to get over budget. They're tempted to buy goods they don't really need, and they're quickly overbdened by de. Credit cards usually charge high interest rates, which exacerbate these people's pblems.
Howr, using credit cards wisely can impve people's quality of life. They can give people money to cope with sudden unexpected expenses and deal with them pperly, They can let people contl their expenses, and record their money in monthly reports. My most aded English teacher.
中文翻译：
信用卡个人信用卡在越来越普遍，银行和其他金融机构都在鼓励客户改变购买方式信用卡，也就是所谓塑料货币正以非常优惠条件提供，以鼓励消费者现在能够购买改变，以后付款，很多人认为这是一种优势，但是人们需要小心信用卡有风险有些人发现很容易超出预算他们会被诱惑去购买他们并不真正需要商品，并且会很快因债务而负担过重信用卡通常会收取很高利息，这加剧了这些人问题然而，明智地使用信用卡可以改善人们生活质量他们可以让人们获得钱来应付突然发生意外开支，并妥善处理，他们可以让人们控制自己开支，每月报表记录下他们钱花在哪里了我最钦佩英语老师。
满分英语范文3：信用卡普及
The credit card industry is a new industry that combines traditional financial industry with modern IT industry. It has dloped into a huge industal in the international community, and has maintained a rapid gwth in the mainland. The real sense of credit card standard has realized the rapid dlopment of the number of cards.
The number of credit cards issued in China has exceeded 100 million at the beginning of the year, and the number of credit cards issued in China has exceeded 100 million Good credit card consumer credit function has unique advantages, which solves the pblem of temporary capital shortage of cardholders, impves direct pchasing power, and meets the credit demand of mass consumption in recent years. The external envinment for the dlopment of credit card business in mainland China is the gradual impvement of "gold card" and "golden net" pjects, and gradually expands the acceptance scope of bank card merchants. The government has issued support for mainland banks The personal credit information initiated by the people's Bank of China has been gradually put into use to dlop the credit card industry.
Credit card business is the main soce of pfit for large forei-funded commercial banks. The net retn on assets is generally than ice that of traditional credit business, and the pfit margin is huge, Therefore, the mainland commercial banks should vigously dlop the credit card business instead of the traditional banking business. The credit card business with high gwth and high pfit has a large customer base and bad dlopment pspects.
中文翻译：
信用卡产业是传统金融服务业与现代IT业有机结合新兴产业，在国际社会已发展成为一个庞大产业体系，并在内地保持了高速增长，真正意义上信用卡标准实现了卡量快速发展从年初万余张跃升到目前万余张，我国信用卡发卡量已突破亿张，发展势头良好信用卡消费信贷能具有独特优势，解决了持卡人暂时资金短缺问题，提高了直接购买力，满足了近年来大众消费信贷需求，内地信用卡业务发展外部环境是“金卡”、“金网”工程逐步完善，逐步扩大银行卡商户受理范围，已出台支持内地银行卡业相关政策，并补充大力打击信用卡犯罪，由银行牵头启动个人信用已逐步投入使用发展信用卡产业必须调整和完善银行资产结构信用卡业务是外资大型商业银行主要利润来源，资产净收益率普遍高于传统信贷业务一倍多，利润空间巨大，因此，内地商业银行应大力发展信用卡业务，而不是传统银行业务，高增长、高盈利信用卡业务，客户群大，发展前景广阔。